EMPLOYEE BENEFITS

Employer & Employee Benefits 

Business Creditor Insurance ensures you are able to meet the financial obligations of your business in case of death and     periods of disability.  Benefits can be as high as $1 million per key management person within your operation.
  • Insurance premium is based on your account balances
  • Cash advances by equal instalments are covered at no charge in the event of death, disability or an initial critical illness diagnosis
  • Free assistance services
  • Basic financial support in the event of a cancer diagnosis
  • Benefits paid for the entire duration of the total disability
  • No exclusions regarding the type of work
  • Easy enrolment process; no middleman
  • Insurance amounts determined based on your needs
  • Benefits paid regardless of the balance on the line of credit
Best Practices in recognition of the contribution employee & associates make to the overall financial well being of the company will initiate employee health and assist with savings benefit programs to encourage continued growth and prosperity.   

Employee Compensation packages – ensure employees and their families have available health benefits and income replacement in the event of death / disability with optional lifestyle and savings initiatives.  
  • Life
  • Critical Illness
  • Income Replacement
  • Prescription Drugs
  • Extended Health Services 
  • Dental Services
  • Hospitalization
  • Travel Coverage
  • Health Spending Account
  • Retirement and educational savings 

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